These Terms of Use govern your access to and use of the website pafone-wuzopo.info (the "Site") operated by Pafone Wuzopo. By accessing the Site, you agree to be bound by these Terms. If you do not agree, please discontinue use of the Site.
A. Nature of Content
All content published on this Site is informational and educational in nature. It is produced for the purpose of describing and explaining behavioural economics research as it relates to spending decisions in Romanian commercial environments. Nothing on this Site constitutes financial advice, investment advice, psychological advice, therapeutic support, or any form of professional service regulated under Romanian or EU law.
The Site describes documented mechanisms from published academic research. It does not make recommendations about how users should conduct their personal or business finances. Users are solely responsible for any decisions made in reliance on information encountered on this Site.
B. Intellectual Property
All original content on this Site, including but not limited to text, editorial structure, graphic elements, logo, and design, is the intellectual property of Pafone Wuzopo and is protected under Romanian law (Legea nr. 8/1996 privind dreptul de autor și drepturile conexe) and applicable EU directives on copyright and related rights. Unauthorised reproduction, distribution, or modification of Site content is prohibited without prior written consent.
Academic research referenced on this Site remains the intellectual property of its respective authors and publishers. References to published research are made for informational purposes under principles of fair use and academic commentary. Pafone Wuzopo does not claim ownership of third-party research.
C. Permitted Use
You may access and read content on this Site for personal, non-commercial, informational purposes. You may share links to individual articles or pages. You may quote limited portions of content for commentary, criticism, or educational purposes, provided that the source is clearly attributed to pafone-wuzopo.info.
You may not reproduce substantial portions of Site content on other websites or publications without written permission. You may not use automated tools to scrape, index, or systematically extract Site content without prior written consent. You may not use Site content in a way that misrepresents its informational nature or implies endorsement by Pafone Wuzopo of any product, service, or commercial activity.
D. Disclaimers and Limitations
The Site is provided on an "as is" and "as available" basis. Pafone Wuzopo makes no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, or suitability of Site content for any particular purpose. While we take care to accurately represent academic research, we cannot guarantee that all information is current, complete, or free from error.
To the fullest extent permitted by applicable Romanian law, Pafone Wuzopo excludes liability for any loss or damage arising from use of or reliance on information published on this Site. This includes, without limitation, any direct, indirect, incidental, or consequential loss.
E. Third-Party Links and References
This Site may contain references to academic journals, research databases, and other external resources. Such references are provided for informational convenience. Pafone Wuzopo does not control third-party websites and is not responsible for their content, privacy practices, or availability. The inclusion of a reference to a third-party source does not constitute endorsement of that source or its other content.
F. Governing Law and Jurisdiction
These Terms of Use are governed by and construed in accordance with the laws of Romania. Any disputes arising in connection with these Terms or the Site shall be subject to the exclusive jurisdiction of the competent courts in Bucharest, Romania, unless mandatory consumer protection provisions require otherwise. Users who are consumers within the meaning of Romanian consumer protection law (Ordonanța Guvernului nr. 21/1992 privind protecția consumatorilor) retain all rights afforded to them under applicable consumer protection legislation.
G. Changes to These Terms
Pafone Wuzopo reserves the right to modify these Terms of Use at any time. Changes take effect upon publication on this page. The date at the top of this page indicates when these Terms were last revised. Continued use of the Site after any revision constitutes acceptance of the revised Terms.
H. Contact
If you have questions about these Terms, contact us at [email protected] or by post at Bulevardul Pipera 134, Bucharest, Romania.